Loans and Advances
Microcredit/Loans:
We offering small loans to entrepreneurs and small business owners to start or expand their ventures, purchase equipment or inventory, or manage cash flow. These loans often feature flexible collateral requirements and tailored repayment terms (weekly, bi-weekly, or monthly) tied to the client’s cash flow.
SME loans
Larger loan sizes and more flexible terms help entrepreneurs continue to grow their businesses and generate jobs.
Agricultural loans
These loans let rural clients purchase seeds, fertilizer, livestock and equipment when they are needed and repay the principal when the harvest comes in.
Salary advance/Overdraft
Short-term loan that allows client to access a portion of their upcoming salary before their payday to cover urgent expenses. The loan is usually repaid in full on your next payday.Typically requires an active salary account with the bank, with a minimum period of consistent salary receipt (e.g., 3-6 months).
Consumer/personal loans
These loans let client borrowed money froom the bank for personal, family, or household purposes, rather than for business or commercial activities.
Group Loans
Loans provided to members of approved cooperative societies or groups, often with cross-guarantees from members.